Terms of Service
Please read these terms carefully before using Skozo.ai.
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â ī¸Important Notice
Skozo.ai is an educational technology platform. We do NOT provide loans, grants, scholarships, or any financial products. We are NOT a lender, broker, or financial advisor. All information on our platform is for educational and organizational purposes only.
1. Service Description
Skozo.ai ("Service," "Platform," "we," "us," or "our") is an educational technology platform that provides:
- Research Tools: Tools to search and filter publicly available scholarship and grant information.
- Organization Features: Dashboard features to organize and track opportunities based on your profile.
- Deadline Alerts: Notifications about approaching deadlines for opportunities you're tracking.
- Educational Content: Articles, guides, and FAQs about college funding topics.
We aggregate publicly available information from various sources to help families stay organized and informed during their college planning journey.
2. Important Disclaimers
We Are NOT a Financial Service
- We do NOT provide loans, grants, scholarships, or financial products
- We do NOT act as a lender, broker, or loan servicer
- We do NOT provide financial advice or investment recommendations
- We do NOT guarantee funding or specific outcomes
- We do NOT process applications or payments on behalf of institutions
No Guarantees
The information provided on our platform is for informational and organizational purposes only. We make no guarantees regarding:
- The accuracy, completeness, or timeliness of any information
- Your eligibility for any scholarship, grant, or funding opportunity
- The outcome of any application you submit
- The continued availability of any listed opportunity
Your Responsibility
You are solely responsible for verifying all information directly with the scholarship or grant provider before applying. Always confirm deadlines, eligibility requirements, and application procedures with the official source.
3. Account Terms
To use certain features of our Service, you may need to create an account.
- You must provide accurate and complete information
- You are responsible for maintaining the security of your account
- You must be at least 13 years old to create an account
- If you are under 18, you represent that your parent or guardian has reviewed and agreed to these Terms
- You may not share your account credentials with others
4. Acceptable Use
You agree NOT to:
- Use the Service for any illegal purpose
- Scrape, crawl, or harvest data from our platform without permission
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt the Service
- Impersonate another person or entity
- Submit false or misleading information
- Use the Service to spam or harass others
5. Intellectual Property
The Service, including its design, features, content, and code, is owned by Skozo.ai and protected by intellectual property laws.
You retain ownership of any content you submit to the Service. By submitting content, you grant us a license to use it in connection with providing the Service.
6. Limitation of Liability
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SKOZO.AI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
- Loss of funding opportunities
- Missed deadlines or applications
- Reliance on information provided by the Service
- Decisions made based on information from the Service
7. Paid Services
Some features of the Service may require payment. By purchasing a subscription or paid feature:
- You agree to pay all applicable fees
- Fees are non-refundable except as required by law or as stated in our refund policy
- We may change our pricing with notice to you
- You may cancel your subscription at any time
8. Termination
You may terminate your account at any time by contacting us or using the account settings.
We may suspend or terminate your access to the Service at any time for violation of these Terms or for any other reason at our discretion.
9. Changes to Terms
We may update these Terms from time to time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last Updated" date.
Your continued use of the Service after any changes constitutes acceptance of the new Terms.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the United States. Any disputes arising from these Terms shall be resolved in accordance with applicable law.
11. Contact Us
If you have questions about these Terms, please contact us:
Email: legal@skozo.ai